Debt Consolidation Loans

Interest rates haven't been this low for decades, tempting some consumers to seek debt consolidation loans to ease existing credit woes. The goal is to consolidate various higher-interest balances into one, easier-to-handle and less-costly package. But be careful of what looks to be a quick fix; you're getting symptomatic relief, not a credit cure. Debt consolidation feeds upon the tendencies that got you in trouble in the first place. Statistics show that most people who solve their credit problems with a debt consolidation loan end up very quickly right back in the same situation.However, if you're at the end of your credit rope or swear that this time you'll be more disciplined, debt consolidation may be something to consider despite its risks.

  • Simple, convenient and fast application process
  • Repayment terms are very short because, quite frankly, we don't think you should be paying for this any longer than necessary
  • Payments that fit your budget
  • Local decision-making, underwriting and servicing
  • Personal service at every step
  • Debt consolidation loans are a higher risk for the bank and, therefore, we require sufficient collateral and/or guarantors to protect the bank from loss.

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Oak View National Bank, an independent and locally owned community bank, is proud to offer a full range of financial services for commercial and retail customers as well as not-for-profit entities. Oak View believes in listening to the needs of its customers, understanding the community's financial needs, and responding fully by supporting individuals, small businesses, and local nonprofit organizations. Oak View has locations in Warrenton, Marshall and Culpeper, Virginia.

Friday, February 24, 2017