Personal Loan / Line Of Credit

Personal loans are a tool that many of us use when we need a little extra cash to accomplish our goals. Loan officers at Oak View National Bank take the time to understand your specific needs and budget. Let us find a way to help you get money for the things you need, quickly and easily, with decisions made locally.

  • Simple, convenient and fast application process
  • Money available for almost any purpose
  • Competitive interest rates
  • Payments that fit your budget
  • Local decision-making, underwriting and servicing
  • Personal service at every step
  • Loans with no collateral are available, although the terms and conditions are usually not as favorable as for a secured loan and the underwriting criteria are more stringent.

Personal Loan

  • Typically used for a specific need and repaid from a specific source of future cash flow.
  • Repayment terms may be monthly installments, single pay from a future source of cash, or any other viable term that makes sense.
    • Single pay loans allow you to use cash now that will be received at some point in the future, such as income tax refunds, sale of assets, etc.

Personal Line of Credit

  • Prepare in advance for future expenses by setting up a Personal Line of Credit so that money is easily accessible when you need it
  • Can be tied to your checking account to provide overdraft protection providing you with peace of mind
  • Pay interest only on the money you use
  • Low minimum monthly payments
  • Pay it off and use it again without having to re-apply

Online Banking Login

Oak View National Bank, an independent and locally owned community bank, is proud to offer a full range of financial services for commercial and retail customers as well as not-for-profit entities. Oak View believes in listening to the needs of its customers, understanding the community's financial needs, and responding fully by supporting individuals, small businesses, and local nonprofit organizations. Oak View has locations in Warrenton, Marshall and Culpeper, Virginia.

Friday, February 24, 2017