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What is Phishing? 

 
Phishing (FISHing)
Phishing is a high-tech scam that uses spam or pop-up messages to attempt to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, and other sensitive information. Phishing is the term coined by hackers who imitate legitimate companies in e-mails to entice people to share passwords or credit card numbers. Oak View National Bank will never send e-mails requesting personal information. We will never ask you to verify personal financial information through an e-mail. We will never ask you to click on a special site link to do so. While emails of this nature may look like they are from us, and may even use our logo, they are likely a “phishing” scam. Do not answer them. If you receive an email purporting to be from us, do not hesitate to call us to confirm it.


How to report Phishing? 
We suggest reporting phishing e-mails or spoofed Web sites to the following groups:

Recommended Actions if You've become a Victim of a Phishing Scam 

If You Have Given Out Your Credit, Debit, or ATM Card Information

If You Have Given Out Your Bank Account Information

If You Have Given Out Your Personal Identification Information
If you believe you have given out personal information such as your name, address, and Social Security number to someone who may use it for fraud:
Contact the three major credit reporting agencies - Experian, Equifax, and Trans Union - and do the following:

Major Credit Bureaus 
Equifax

To order your report, call: 800-685-1111 or write: P.O. Box 740241, Atlanta, GA 30374-0241.

To report a fraud, call: 800-525-6285 and write: P.O. Box 740241, Atlanta, GA 30374-0241.

Hearing impaired call: 800-255-0056 and ask the operator to call the Auto Disclosure Line at 800-685-1111 to request a copy of the report.

Experian

To order your report, call: 888-EXPERIAN (397-3742) or write: P.O. Box 2002, Allen, TX 75013.

To report fraud, call 888-EXPERIAN (397-3742) and write: P.O. Box 9530, Allen, TX 75013. TDD: 800-972-0322.

Trans Union

To order your report, call: 800-888-4213 or write: P.O. Box 1000, Chester, PA 19022.

To report fraud, call: 800-680-7289 and write: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634 TDD: 877-553-7803.

Additional Actions to Take

best practices to avoid becoming a victim of identity theft

  • Restrict the use of public Wi-Fi connections and computers.
  • Limit the amount of information you disclose.
  • Manage your social media settings, and limit who you share with. Be careful of quizzes that ask personal questions.
  • Use unique passwords for each platform.
  • Read the fine print when making an online purchase.
  • Do not save credit or debit cards when making online purchases.
  • Monitor your accounts regularly for suspicious activity.