Free Kasasa® Cash Checking
Choose free checking that pays high interest and refunds on your ATM withdrawal fees, nationwide.**
You read that right. Free Kasasa Cash checking pays you monthly cash rewards just for doing easy, everyday banking activities.
Earn 6.00% APY* on balances up to $25,000.
Best of all, you'll never have to pay monthly maintenance fees. Ever. Apply for your free Kasasa Cash checking account today!
Features:
- Free checking that pays high interest
- 6.00% APY* on balances up to $25,000
- 0.20% APY on balances over $25,000 depending on balances in account*
- 0.01% APY* if qualifications aren't met
- Unlimited refunds on ATM withdrawal fees, nationwide**
- Free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free Mobile Banking and Mobile Deposit
- Free Online Banking and Bill Pay
- Free eStatements
- Free Visa Check Card
- $50 minimum deposit to open
we want to reward you. Let's make it happen.
To earn your reward, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
Don’t worry if you come up short. Your account is always free. You can even earn our base interest rate. Plus, you can still earn the higher rate and refunds on ATM withdrawal fees on the next cycle if you qualify.
Ready to get started? Open your Free Kasasa Cash account online today! It's easy, secure, and only takes a few minutes.
Kasasa Qualification Calendars 2025: Calendar or Grid View
Accounts are limited to individuals located within Oak View National Bank’s market area. Our market area is north central Virginia and encompasses the counties of Fauquier, Culpeper, Rappahannock, and contiguous counties.
* APY = Annual Percentage Yield. APYs accurate as of 9/21/2023. Rates may change after account opened. For Kasasa Cash, if your daily balance is less than $25,000, the interest rate paid on the entire balance will be 5.830% with an APY of 6.00% if qualifications are met. An interest rate of .200% will be paid only for that portion of your daily balance that is $25,000 or greater. The APY for this tier will range from 6.00% to .20%, depending on the balance in your account. When Kasasa Cash qualifications are not met, the interest rate paid on the entire Kasasa Cash balance will be .010% with an annual percentage yield of .01%. All rates subject to change daily without notice.
** You will receive reimbursements for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement we will adjust the reimbursement amount after we receive the transaction receipt within sixty (60) days after the statement cycle when the reimbursement was applicable.
Additional information: $50 minimum deposit is required to open either account. Enrollment in electronic services (e.g. Online Banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications.
Kasasa and Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the USA. MEMBER FDIC.