Free Kasasa® Cash Checking
Choose free checking that pays high interest and refunds on your ATM withdrawal fees, nationwide.**
You read that right. Free Kasasa Cash checking pays you monthly cash rewards just for doing easy, everyday banking activities.
Earn 6.00% APY* on balances up to $25,000.
Best of all, you'll never have to pay monthly maintenance fees. Ever. Apply for your free Kasasa Cash checking account today!
Features:
- Free checking that pays high interest
- 6.00% APY* on balances up to $25,000
- 0.20% APY on balances over $25,000 depending on balances in account*
- 0.01% APY* if qualifications aren't met
- Unlimited refunds on ATM withdrawal fees, nationwide**
- Free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free Mobile Banking and Mobile Deposit
- Free Online Banking and Bill Pay
- Free eStatements
- Free Visa Check Card
- $50 minimum deposit to open
we want to reward you. Let's make it happen.
To earn your reward, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
Don’t worry if you come up short. Your account is always free. You can even earn our base interest rate. Plus, you can still earn the higher rate and refunds on ATM withdrawal fees on the next cycle if you qualify.
Ready to get started? Open your Free Kasasa Cash account online today! It's easy, secure, and only takes a few minutes.
Kasasa Qualification Calendars 2025: Calendar or Grid View
Accounts are limited to individuals located within Oak View National Bank’s market area. Our market area is north central Virginia and encompasses the counties of Fauquier, Culpeper, Rappahannock, and contiguous counties.
*APY = Annual Percentage Yield. The APY is accurate as of 01/01/2025. Fees may reduce earnings. All rates subject to change daily without notice. $50 minimum to open. For Kasasa Cash, if your daily balance is less than $25,000, the interest rate paid for this tier will be 5.83% with an APY of 6.00% if qualifications are met. An interest rate of .20% will be paid only for that portion of your daily balance that is $25,000 or greater. The APY for this tier will range from 6.00% to .77%, depending on the balance in your account. When Kasasa Cash qualifications are not met, the interest rate paid on the entire Kasasa Cash balance will be .01% with an annual percentage yield of .01%. Kasasa Saver pays an interest rate of 2.96% resulting in an annual percentage yield of 3.00%. When Kasasa Cash qualifications are not met, the interest rate on the Kasasa Saver account will be 0.05%, resulting in a 0.05% annual percentage yield.
Monthly qualifications: 12 qualifying debit card purchases, be enrolled in and agree to receive eStatements, and be enrolled in and log into Online Banking. Enrollments must be in place and all of the transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle. ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by Oak View National Bank do not count towards qualifying debit card transactions.
**ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle. ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by Oak View National Bank do not count towards qualifying debit card transactions.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.