Free Kasasa Cash Back® Checking
Choose free checking that pays cash back and refunds on your ATM withdrawal fees.*
Free Kasasa Cash Back checking pays you up to $96 cash back per year on everyday debit card purchases - not just gas and groceries.* You'll also get refunds on ATM withdrawal fees from coast to coast.* All this just for doing easy banking activities, like using your debit card and logging into Online Banking.
If you don't qualify for your cash rewards, you don't have to worry. With Kasasa Cash Back, you'll never pay a single monthly maintenance fee.
Features:
- Free checking that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Unlimited refunds on ATM withdrawal fees, nationwide**
- Free Kasasa Saver to build savings automatically
- No monthly maintenance fees
- No minimum balances to earn rewards
- Free Mobile Banking with Mobile Deposit
- Free Online Banking and Bill Pay
- Free eStatements
- Free Visa® Check Card
- $50 minimum deposit to open
It's Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!
Ready to get started? Open your Free Kasasa Cash Back account online today! It's easy, secure, and only takes a few minutes.
Kasasa Qualification Calendars 2025: Calendar or Grid View
Accounts are limited to individuals located within Oak View National Bank’s market area. Our market area is north central Virginia and encompasses the counties of Fauquier, Culpeper, Rappahannock, and contiguous counties.
*APY = Annual Percentage Yield. The APY is accurate as of 01/01/2025. Fees may reduce earnings. All rates subject to change daily without notice. $50 minimum to open. For Kasasa Cash, if your daily balance is less than $25,000, the interest rate paid for this tier will be 5.83% with an APY of 6.00% if qualifications are met. An interest rate of .20% will be paid only for that portion of your daily balance that is $25,000 or greater. The APY for this tier will range from 6.00% to .77%, depending on the balance in your account. When Kasasa Cash qualifications are not met, the interest rate paid on the entire Kasasa Cash balance will be .01% with an annual percentage yield of .01%. Kasasa Saver pays an interest rate of 2.96% resulting in an annual percentage yield of 3.00%. When Kasasa Cash qualifications are not met, the interest rate on the Kasasa Saver account will be 0.05%, resulting in a 0.05% annual percentage yield.
Monthly qualifications: 12 qualifying debit card purchases, be enrolled in and agree to receive eStatements, and be enrolled in and log into Online Banking. Enrollments must be in place and all of the transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle. ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by Oak View National Bank do not count towards qualifying debit card transactions.
**ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle. ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by Oak View National Bank do not count towards qualifying debit card transactions.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.